Category Archives: Frugality

Puerto Rico Grocery Shopping


In a Puerto Rican Grocery Store

Puerto Rico grocery shopping. Some people had asked me if there is much of a difference shopping in Puerto Rico than in the states. I would say yes and no. Here are some of the similarities and differences


One of the chains on the island. There’s also Econo, Mr. Special and Pueblo among a few others

Price: In Puerto Rico, food is pretty expensive, especially some items like dairy products and specialty items that need to have extra care to ship like produce (strawberries for instance). Other foods, though, are pretty cheap like rice and beans which is a favorite and staple in the Puerto Rican diet/cuisine. Many people in Puerto Rico use a La Familia food stamp card that you may notice when checking out. And often you will be asked about the “metodo de pago” or method of payment. To respond you can say “cash/efectivo” “targeta” (card) “ATH” (debit) or “Familia’. Food (usually) has a lower tax rate than other non-food items.


Sofrito! Most people have a receta casera (home recipe) but in a pinch store-bought will do

Types of Foods: Generally speaking you can find almost everything you would expect to find in the states, but the vast variety is lacking (except soda crackers; there are SOOO many saltines!). For instance, you can find Trisquits, but you won’t find Spicy Herb and Cheese Trisquits (I don’t even know if that’s a thing, but you get my point). Organic and “fine” or fancy foods are pretty hard to come by, so if you are a foody or vegetarian you will quickly learn the tiny hubs of these places (for instance Fresh Mart in Aguadilla, Natural Food Center in Mayaguez and the food section in any Marshalls believe it or not). There are of course a lot of Puerto Rican cuisine foods in the grocery stores. These include things like bacalao (salted/preserved cod fish), lots of tomato sauce, rice, beans, calabaza (Puerto Rican pumpkin), recao and cilantro, sofrito, sazon, plantains, ñame, canned meats, Malta, Medalla, Puerto Rican coffee (mmm que rico!) pique, and many other things.


Malta is an interesting non-alcoholic malt beverage. It is very sweet and carbonated. Basically a soda


Lots and lots of rice!

Many things in the Puerto Rican diet have evolved throughout time having to deal with hurricanes and lack of refrigeration like Ultra High Pasteurized box milk and many canned/dried goods. Because of that sometimes people get the impression that fresh food is not prized. Actually au contraire! There is a deep love for the IDEA of the jibaro slaving out in the hot tropical sun to bring fresh food from the campo. (Not that many still want to BE one, though that is changing a little with the food revolution on the island.) But much of THAT food is found at the small fruit tents, pulgueros/farmer’s markets and just randomly stopped trucks or cars with their trunks open filled to the brim with avocados, pineapples, bananas, plantains, breadfruit and more.


Get your groceries wherever you can find them! Pineapple man

Overall, though, grocery shopping in general is pretty much the same at you might find in the states. It’s a large warehouse with aisles labeled in Spanish. The periphery generally has the produce and cold items and the center has the more shelf-stable things. You can buy any type of alcohol and tobacco there, although the alcohol is sometimes behind a plexiglass wall and the tobacco nearly always is.


Full size “samples” of rum drinks in Pueblo grocery store

Sometimes there will be taste testings, especially with alcohol which doesn’t mean a sample, but usually a full serving of a drink or glass of wine! The music played inside is generally, but not always Puerto Rican current pop or old salsa music.  Sometimes there are ATMs inside. I have never seen people “couponing” with the cut out coupons that they have in the states, at least not in any store I’ve ever been to. The sales advertisement/insert is often found at the front of the store near the carts/baskets and is called a “shopper” (pronounced “choper”). Sometimes there is a cafeteria or deli to eat a hot meal.

I haven’t seen self check out at the grocery stores and some are even so old school they don’t have bar codes (small mom and pop colmados mostly) and have to type in the price. Most will accept any form of money, but it’s good to always have cash just in case the machines aren’t working. People are friendly while shopping and will often comment or make small talk while reaching for things. Lines (filas) can sometimes be long especially on the weekends, so we avoid shopping then even though everyone is very nice and polite while waiting.

One big difference is that for a few years now, there is a law that prohibits the single use plastic bags. So you either need to bring your own bags (or boxes, coolers, etc) or they will sell you a canvas one for about a $1 or a thicker plastic bag (that is intended to be re-used) for about ten cents. Also, if you are not going straight home from the grocery store (and even if you are) you should always bring a cooler in your car to keep cold things cold. Neveritas (portable coolers) are an all-time must item while living in Puerto Rico!

That’s about all I can think of regarding grocery shopping in Puerto Rico. Let me know if I missed anything and can try to answer it! Here’s a short video while out shopping!

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Raising a Baby on a Budget

If you’ve been following this blog for any time, you know that we retired young and moved to the Caribbean to live the life of our dreams. Some people have made the comment to us that it is all fine and dandy to do that as a single person or couple, but it is altogether different with kids. And that is somewhat true. Having a child changes a lot about your life and realigns priorities quick. Children definitely don’t make things any cheaper.

However, I would say that it is completely feasible to live financially independent with kid(s). Being frugal and budget minded was what got us here and it certainly doesn’t (or shouldn’t) go away when you have kids. If you have good financial habits you just sort of incorporate them into the new life with child. Here are a few tips and tricks we have learned so far in our journey as frugal parents.

Hand-me-downs!
Baby stuff only lasts a short while. Take any offer of hand-me-downs that you can get, whether as a gift or bought secondhand. Many times they are only 3-6 months old and in great shape. We have a hand-me-down crib, breast pump, carriers and lots and lots of clothes and toys among other things. The only thing we have bought new was a dresser/changing table.


Photo credit: Laura Malischke

Breast feeding
Breastfeeding is not as easy as it looks and can even be painful (as it was for me in the beginning), so I completely sympathize with moms who aren’t able to do it, or do it for long. But it really is the best gift you can give your baby to start them out: from a strong immune system to parental/child bonding, it is an amazing thing. But the added bonus is that it is free! If you added up how much we would be spending on formula we have probably already saved hundreds of dollars.

Diapers
I really wish I could say that I use the reusable diapers we were given more than I do. We don’t have a washer and dryer near the house (actually we don’t have a dryer at all), so cleaning diapers would be a huge chore. That said, they are a great money-saving and environmentally friendly option and we have used them some. The good thing about disposables, however, is that you don’t have to change them very often because they can soak up a LOT of liquid, so one diaper often lasts through a whole night and you don’t need to worry about diaper rash as much. We were gifted a huge pack of diapers when Aeden was born and have only recently gone through them. I estimate we will need to spend about $40/month on them until he’s ready to be potty trained (around 2 years old).

Healthcare
Thankfully here in Puerto Rico health care and insurance isn’t too expensive. To have our baby covered by health insurance is about $90/month and has very low co-pays ($10/doctor visit).


Britton and Aeden by the sea

So all in all our expenses have increased about $150/month since having our baby which isn’t too bad! Since we are both home we can do things to increase our income (like selling flowers, renting out the cabana, etc) and take turns watching the child. Babies really don’t need much. They just need to be fed, cleaned and loved. And that, my friends, is priceless.

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Random Update: July 2017

Once again it is time for the slices of life that don’t necessarily deserve a post of their own but have been fun and/or interesting.

We recently went to a beautiful celebration of life at a boutique resort in Añasco called Yukayeke. It was very touching.

Sunset
Amazing sunset

Beach Memorial
Gathering of friends

Yukayeke pool Playing music at Yukayeke
And a pool party

Crab cage
It’s still crab (Juey) season here and a few people are out on the street offering them for sale

Abandoned
I love to stop and see the abandoned buildings and the fantastic graffiti art

Cassie mural

Doorway

Flamingo
Even a flamingo!

Closet
We finally hung the closet pole and shelf!!

The cars on this island are almost as fun to watch as the people! So many questions…

One car
From this… a custom car that could never clear most of the potholes here

Two car
To this…a makeshift moving van?

Car balneario
To this…an abandoned and stripped out car. Why are there so many jugs of water?

Harvest
Back at the farm, we’ve had quite the abundance of food and beauty!

Breadfruit
Breadfruit – Pana in Spanish is also an expression here that means pal or friend

Peace Lily
Peace Lily is blooming

Limes
Our first limes from a tree we planted!

Bridge
The cabin side of the property is filling in nicely with plants and the afternoon rains cause the quebrada to flow beneath the bridge

Ms Puerto Rico
The clothing selection in some stores is pretty fun -I had to try this one on: Ms Puerto Rico!

Broken Piraguas
Even the piragua cart breaks down sometimes!

Cassie and Britton
And the beach is always awaiting us

 

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Do You Need Air Conditioning in the Tropics?

Do you need air conditioning in the tropics (particularly in Puerto Rico)?

This is a question that is perhaps best answered by you, but in my opinion, the answer is no. Even though it can get pretty hot and humid in the summers of the tropics, here’s why I say no.

heart in lights
We all love electricity, but it’s pretty expensive!

1) It’s really expensive. In most areas that are tropical including here in Puerto Rico, electricity is very expensive. Electricity here costs about double what it does where we were from in Colorado, but because we don’t use much here our electricity bills are actually less. The two big items that pull the most electricity and therefore increase your bill are air conditioners and electric dryers (and swimming pool pumps, but that’s a whole other demographic). Even the most efficient air conditioners such as an inverter that can cover maybe 1000 sq ft will increase your bill from a base of $20 (what we currently pay) to about $100/month. And if you jump into another rate tier it can be even more.

electricity bill
Our last month’s bill without air conditioning

2) It is hard on the environment.
When a lot of people are pulling electricity to run something like the luxury of air conditioning it uses a lot more resources. In the case of electricity in Puerto Rico and most places really, it is still mainly powered by non-renewable resources such as old dirty coal and oil products. The less people use in general the better it is for the environment because less has to be mined, processed, shipped, etc.

3) It’s hard on the infrastructure. Here in Puerto Rico the electrical infrastructure is a bit outdated and with calls for cuts in the budget it is unlikely to get upgraded any time soon. Locally, in Rincón there is one barrio called Puntas which is very popular and probably the richest neighborhood. It is the only barrio in Rincón within walking distance to the best surf breaks and so it became a gringo haven and more gentrified than some other areas of Rincón. The houses cost the most and there are probably more houses with 3000 + square feet, swimming pools, multiple units and multiple air conditioners than elsewhere. This also means it pulls WAY more power from everyone else to run those pools, A/C units, dryers, etc. We can almost guarantee a local or widespread power outage on popular tourist weekends when everyone is using these resources because the infrastructure can’t handle this type of load.

4) You never acclimate. Before deciding if you “need” air conditioning you should live here for a full year. When we would visit the tropics in the winter coming from Colorado where it was negative 20 degrees we would step off the plane and just be amazed at how hot it was! It could be a 100 degree change! Now in the winter we are both under the covers at night because it can dip down to a chilly 72 degrees (it’s funny but true!). If we had rushed out to install air conditioning right away we would have never allowed our bodies to acclimate to this tropical environment. Now when I go into the Econo grocery store or the movie theatres where they blast the AC to the max I am freezing and have to either bring a jacket or go outside to warm up. I think our bodies acclimated in a different way as well because I have lost over 30 pounds living here without trying (here’s how)! It doesn’t make sense to carry that much extra weight and heat if it’s hot.

5) It’s another thing you have to maintain. Things break. Everywhere. But in the tropics the rate of entropy seems to be much more rapid. Things just break and break down faster here and then have to be either fixed or replaced. If you don’t have it, you don’t have to worry about it!

Tres Palmas Day
There’s nice warm weather year round! So enjoy it!

How to avoid roasting in the tropics without air conditioning

In Colorado we did have a fuel-efficient air conditioner that we ran for about 2 months out of the year and kept at about 80 degrees to take the edge off. This was because it would get up to 100 degrees in the summer and our house had a wall of west-facing windows that heated it up like crazy. Some people here in Puerto Rico have houses or live in apartments or condos that are devoid of all trees and get hit with that full afternoon sun and because they are concrete boxes they just heat right up like a cooking stone. To avoid the negative consequences discussed above it’s important to look for a place to live that will be conducive to living without air conditioning. These include:

Cool tree cassie

Shade and Trees/vegetation. Do not underestimate the power of shade. Shade from any source will do, but shade from a large tree will give you the added benefit of the cooling water respiration effect. Shade can drop the temperature by 10-30 degrees. When you are surrounded by vegetation such as a small yard this will help as well because the heat from asphalt and other concrete building radiates. I think I read somewhere that San Juan is about 10 degrees hotter than the rest of the island due to the roads, buildings and the density of people.

Wall Ceiling and Fan in Cabin
We built our cabin with high ceilings and lots of airflow because we knew we wouldn’t install A/C

High ceiling with ventilation. Heat rises, so a high ceiling that is ventilated with windows or vents will help keep the air flowing and the hot air away from you.

Breeze. Look for a place with a natural sea breeze or trade winds. If it’s too high up it may get a little too windy, but often places on hill tops tend to be a bit breezier than lower. This also keeps the mosquitos away a bit more.

Britton and beer
To stay cool, drink lots of cold fluids!

Fans. In the middle of the summer we have our ceiling fans running as well as a box fan. Moving air makes a huge difference.

Cold showers. We also take more cold (70-75 degree) showers in the summer. Then we stand in front of or lay under a fan for the double effect.

More time at the beach/pools. You don’t have to be a genius to know that spending time immersed in water will cool you down even if the water here never gets too cold.

A/C luxury time. When all else fails and you are just hot and cranky, go see a movie or do your grocery shopping in the middle of the hot afternoon. You are sure to cool down using someone else’s air conditioning.

cassie-hammock
Hang out and relax in the shade

I am not completely opposed to air conditioning, but it does seem to be a luxury that people over-use and think of as a necessity when it clearly is not especially when considering the above factors. Once you’ve been acclimated to the tropics I would say it only gets “too hot” for about 2 hours in the afternoons of the summer. During those hours, take a siesta, drink an icy cold beverage, take a dip in the sea or rest under a shady tree in a breezy spot. That’s how humans have handled heat for most of human-time and also how the majority of people in Puerto Rico (including us) still live.

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